Michael Rizzo

Michael Rizzo

Assumable homes for sale in Valley Springs, CA

2 homesVA & FHA loansrates from 4.67% vs 7.32% today

Valley Springs assumption guide
426 Sheris Place, Valley Springs, CA, 95252-9063 — assumable VA mortgage at 4.67%
VA
Active
45
$999,000$442,121 equity gap
Rate
4.67%
7.32%today
Payment
$3,101/mo
$4,122today
  • 4beds
  • 3baths
  • 3,234sqft

426 Sheris Place, Valley Springs

6696 Baldwin St, Valley Springs, CA, 95252 — assumable FHA mortgage at 6.63%
FHA
Active
42
$399,999$56,062 equity gap
Rate
6.63%
7.32%today
Payment
$2,268/mo
$2,432today
  • 3beds
  • 2baths
  • 1,297sqft

6696 Baldwin St, Valley Springs

Assuming a mortgage in Valley Springs

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
4.67%
Lowest existing payment
$2,268 /mo
Median cash to assume
$249,092
Michael Rizzo

Michael Rizzo

Realtor License: SA539236000

HomeSmart

mikerizzo@hsmove.com+16027902804HomeSmart logo
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HomeSmart is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.