Michael Rizzo

Michael Rizzo

Assumable homes for sale in San Jose, CA

2 homesVA loansrates from 3.04% vs 7.32% today

San Jose assumption guide
200 Kamson Way, Campbell, CA, 95008 — assumable VA mortgage at 3.04%
VA
Active
27
$1,899,888$1,389,248 equity gap
Rate
3.04%
7.32%today
Payment
$2,488/mo
$4,034today
  • 4beds
  • 2baths
  • 1,879sqft

200 Kamson Way, Campbell

1301 Phelps Avenue, San Jose, CA, 95117 — assumable VA mortgage at 3.09%
VA
Active
20
$1,249,000$757,601 equity gap
Rate
3.09%
7.32%today
Payment
$2,333/mo
$3,758today
  • 3beds
  • 3baths
  • 1,674sqft

1301 Phelps Avenue, San Jose

Assuming a mortgage in San Jose

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
3.04%
Lowest existing payment
$2,333 /mo
Median cash to assume
$1,073,425
Michael Rizzo

Michael Rizzo

Realtor License: SA539236000

HomeSmart

mikerizzo@hsmove.com+16027902804HomeSmart logo
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HomeSmart is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.