Michael Rizzo

Michael Rizzo

(602) 790-2804

Assumable homes for sale in Georgia

49 homesFHA & VA loansrates from 2.66% vs 7.32% today

Georgia assumption guide
4762 CAMBRIDGE Road, Jacksonville, FL, 32210 — assumable FHA mortgage at 3.02%
FHATop pick
Active
28
$210,000Potential short sale
Rate
3.02%
7.32%today
Payment
$996/mo
$1,619today
  • 4beds
  • 2baths
  • 1,526sqft

4762 CAMBRIDGE Road, Jacksonville

916 HILLCREST Court, Tallahassee, FL, 32308 — assumable VA mortgage at 2.90%
VA
Active
40
$442,000$49,493 equity gap
Rate
2.90%
7.32%today
Payment
$1,833/mo
$3,025today
  • 3beds
  • 4baths
  • 2,744sqft

916 HILLCREST Court, Tallahassee

11496 FATHOM Court, Jacksonville, FL, 32256 — assumable FHA mortgage at 2.96%
FHA
Active
33
$404,900$81,214 equity gap
Rate
2.96%
7.32%today
Payment
$1,535/mo
$2,514today
  • 3beds
  • 3baths
  • 1,693sqft

11496 FATHOM Court, Jacksonville

2174 Tributary Dr #2, Chula Vista, CA, 91913 — assumable FHA mortgage at 3.99%
FHA
Active
44
$815,000$133,830 equity gap
Rate
3.99%
7.32%today
Payment
$3,296/mo
$4,749today
  • 4beds
  • 3baths
  • 1,546sqft

2174 Tributary Dr #2, Chula Vista

5922 BRICE Court, Jacksonville, FL, 32244 — assumable FHA mortgage at 2.87%
FHA
Active
29
$195,000$68,080 equity gap
Rate
2.87%
7.32%today
Payment
$591/mo
$979today
  • 2beds
  • 3baths
  • 1,268sqft

5922 BRICE Court, Jacksonville

609 CLAIRE Lane, Orange Park, FL, 32073 — assumable VA mortgage at 2.88%
VA
Active
52
$360,000$112,209 equity gap
Rate
2.88%
7.32%today
Payment
$1,154/mo
$1,910today
  • 3beds
  • 3baths
  • 1,712sqft

609 CLAIRE Lane, Orange Park

871 RIVERTREE Place, Middleburg, FL, 32068 — assumable FHA mortgage at 4.50%
FHA
Active
23
$239,900$2,170 equity gap
Rate
4.50%
7.32%today
Payment
$1,249/mo
$1,694today
  • 2beds
  • 3baths
  • 1,160sqft

871 RIVERTREE Place, Middleburg

1347 WISHBONE Road, Cantonment, FL, 32533 — assumable VA mortgage at 3.05%
VA
Active
23
$529,000$187,113 equity gap
Rate
3.05%
7.32%today
Payment
$1,612/mo
$2,610today
  • 4beds
  • 3baths
  • 2,200sqft

1347 WISHBONE Road, Cantonment

15799 RACHEL CREEK Drive, Jacksonville, FL, 32218 — assumable VA mortgage at 2.66%
VA
Active
31
$325,000$158,724 equity gap
Rate
2.66%
7.32%today
Payment
$772/mo
$1,315today
  • 3beds
  • 2baths
  • 1,548sqft

15799 RACHEL CREEK Drive, Jacksonville

8690 LAKE GEORGE Circle, Macclenny, FL, 32063 — assumable VA mortgage at 5.11%
VA
Active
37
$330,000$15,826 equity gap
Rate
5.11%
7.32%today
Payment
$1,830/mo
$2,313today
  • 4beds
  • 2baths
  • 1,842sqft

8690 LAKE GEORGE Circle, Macclenny

21913 JANNEY Road, Clarksville, FL, 32430 — assumable FHA mortgage at 3.49%
FHA
Active
3
$44,999Potential short sale
Rate
3.49%
7.32%today
Payment
$572/mo
$876today
  • —beds
  • —baths
  • —sqft

21913 JANNEY Road, Clarksville

800 NEW WARRINGTON Road, Pensacola, FL, 32506 — assumable VA mortgage at 3.58%
VA
Active
4
$45,000Potential short sale
Rate
3.58%
7.32%today
Payment
$712/mo
$1,079today
  • —beds
  • —baths
  • —sqft

800 NEW WARRINGTON Road, Pensacola

6160 STRAWFLOWER Place, Jacksonville, FL, 32209 — assumable FHA mortgage at 3.66%
FHA
Active
12
$210,000$159,241 equity gap
Rate
3.66%
7.32%today
Payment
$270/mo
$405today
  • 3beds
  • 1baths
  • 876sqft

6160 STRAWFLOWER Place, Jacksonville

214 LEONARD Terrace, Lake City, FL, 32024 — assumable FHA mortgage at 3.67%
FHA
Active
21
$150,000$144,397 equity gap
Rate
3.67%
7.32%today
Payment
$38/mo
$57today
  • 2beds
  • 2baths
  • 1,344sqft

214 LEONARD Terrace, Lake City

1937 AMBERLY Drive, Middleburg, FL, 32068 — assumable FHA mortgage at 3.69%
FHA
Active
47
$315,000Potential short sale
Rate
3.69%
7.32%today
Payment
$1,828/mo
$2,732today
  • 3beds
  • 2baths
  • 1,813sqft

1937 AMBERLY Drive, Middleburg

10399 PAVNES CREEK Drive, Jacksonville, FL, 32223 — assumable FHA mortgage at 3.74%
FHA
Active
53
$365,000$171,868 equity gap
Rate
3.74%
7.32%today
Payment
$1,030/mo
$1,530today
  • 3beds
  • 2baths
  • 1,737sqft

10399 PAVNES CREEK Drive, Jacksonville

1724 HELENA Street, Jacksonville, FL, 32208 — assumable FHA mortgage at 3.82%
FHA
Active
40
$750,000$569,897 equity gap
Rate
3.82%
7.32%today
Payment
$984/mo
$1,447today
  • 4beds
  • 5baths
  • 2,152sqft

1724 HELENA Street, Jacksonville

3048 LORMAN Drive, Jacksonville, FL, 32223 — assumable FHA mortgage at 3.89%
FHA
Active
84
$345,000$155,140 equity gap
Rate
3.89%
7.32%today
Payment
$975/mo
$1,422today
  • 4beds
  • 2baths
  • 1,248sqft

3048 LORMAN Drive, Jacksonville

5736 GUANA PARK Court, Jacksonville, FL, 32244 — assumable VA mortgage at 5.30%
VA
Active
34
$359,700$70,633 equity gap
Rate
5.30%
7.32%today
Payment
$1,709/mo
$2,114today
  • 4beds
  • 2baths
  • 1,954sqft

5736 GUANA PARK Court, Jacksonville

2349 MOODY Avenue, Orange Park, FL, 32073 — assumable VA mortgage at 4.41%
VA
Active
30
$289,000$115,184 equity gap
Rate
4.41%
7.32%today
Payment
$1,014/mo
$1,389today
  • 3beds
  • 2baths
  • 1,534sqft

2349 MOODY Avenue, Orange Park

245 GENELL Loop, Lake City, FL, 32055 — assumable FHA mortgage at 4.98%
FHA
Active
22
$299,900$62,057 equity gap
Rate
4.98%
7.32%today
Payment
$1,367/mo
$1,754today
  • 4beds
  • 3baths
  • 2,167sqft

245 GENELL Loop, Lake City

585 RUNNING WOODS Street, Orange Park, FL, 32065 — assumable FHA mortgage at 6.31%
FHA
Active
33
$200,000Potential short sale
Rate
6.31%
7.32%today
Payment
$1,345/mo
$1,491today
  • 2beds
  • 3baths
  • 1,109sqft

585 RUNNING WOODS Street, Orange Park

4955 KNIGHTSBRIDGE Circle, Jacksonville, FL, 32244 — assumable FHA mortgage at 6.81%
FHA
Active
17
$215,000$8,929 equity gap
Rate
6.81%
7.32%today
Payment
$1,390/mo
$1,464today
  • 3beds
  • 2baths
  • 1,280sqft

4955 KNIGHTSBRIDGE Circle, Jacksonville

8058 BELSAY Circle, Jacksonville, FL, 32219 — assumable VA mortgage at 5.89%
VA
Active
45
$309,900$16,452 equity gap
Rate
5.89%
7.32%today
Payment
$1,835/mo
$2,127today
  • 3beds
  • 2baths
  • 1,292sqft

8058 BELSAY Circle, Jacksonville

7357 CUMBRIA Boulevard, Jacksonville, FL, 32219 — assumable VA mortgage at 6.27%
VA
Active
27
$299,000$26,615 equity gap
Rate
6.27%
7.32%today
Payment
$1,759/mo
$1,958today
  • 3beds
  • 2baths
  • 1,893sqft

7357 CUMBRIA Boulevard, Jacksonville

8139 VINING Street, Jacksonville, FL, 32210 — assumable VA mortgage at 6.50%
VA
Active
47
$314,000$24,312 equity gap
Rate
6.50%
7.32%today
Payment
$1,841/mo
$2,001today
  • 4beds
  • 3baths
  • 1,660sqft

8139 VINING Street, Jacksonville

5418 HOLLOW BIRCH Drive, Jacksonville, FL, 32219 — assumable FHA mortgage at 6.64%
FHA
Active
15
$310,000$16,887 equity gap
Rate
6.64%
7.32%today
Payment
$1,933/mo
$2,071today
  • 4beds
  • 2baths
  • 1,856sqft

5418 HOLLOW BIRCH Drive, Jacksonville

4768 ARGAND Drive, Jacksonville, FL, 32218 — assumable FHA mortgage at 6.69%
FHA
Active
47
$469,900$45,401 equity gap
Rate
6.69%
7.32%today
Payment
$2,785/mo
$2,968today
  • 5beds
  • 3baths
  • 3,512sqft

4768 ARGAND Drive, Jacksonville

6893 GABLE GROVE Avenue, Jacksonville, FL, 32217 — assumable VA mortgage at 6.72%
VA
Active
34
$324,900$20,969 equity gap
Rate
6.72%
7.32%today
Payment
$2,002/mo
$2,127today
  • 3beds
  • 3baths
  • 1,707sqft

6893 GABLE GROVE Avenue, Jacksonville

11685 SHELLFISH Drive, Jacksonville, FL, 32246 — assumable FHA mortgage at 6.82%
FHA
Active
36
$268,900$21,584 equity gap
Rate
6.82%
7.32%today
Payment
$1,655/mo
$1,740today
  • 3beds
  • 2baths
  • 1,168sqft

11685 SHELLFISH Drive, Jacksonville

9213 INVERRARY Court, Jacksonville, FL, 32256 — assumable VA mortgage at 6.90%
VA
Active
39
$380,000$26,905 equity gap
Rate
6.90%
7.32%today
Payment
$2,388/mo
$2,491today
  • 3beds
  • 3baths
  • 1,631sqft

9213 INVERRARY Court, Jacksonville

4574 WANDERING OAKS Court, Jacksonville, FL, 32257 — assumable FHA mortgage at 6.02%
FHA
Active
35
$239,000$30,039 equity gap
Rate
6.02%
7.32%today
Payment
$1,321/mo
$1,511today
  • 2beds
  • 2baths
  • 1,045sqft

4574 WANDERING OAKS Court, Jacksonville

3639 CHARLES Street, Jacksonville, FL, 32209 — assumable FHA mortgage at 6.82%
FHA
Active
$102,500$19,762 equity gap
Rate
6.82%
7.32%today
Payment
$555/mo
$583today
  • 2beds
  • 1baths
  • 762sqft

3639 CHARLES Street, Jacksonville

507 MERGANSER Way, Crestview, FL, 32539 — assumable VA mortgage at 6.84%
VA
Active
52
$315,000$31,976 equity gap
Rate
6.84%
7.32%today
Payment
$1,872/mo
$1,965today
  • 4beds
  • 2baths
  • 1,852sqft

507 MERGANSER Way, Crestview

168 LONG LEAF Circle, Santa Rosa Beach, FL, 32459 — assumable VA mortgage at 6.95%
VA
Active
57
$860,000$150,405 equity gap
Rate
6.95%
7.32%today
Payment
$4,799/mo
$4,980today
  • 4beds
  • 4baths
  • 1,792sqft

168 LONG LEAF Circle, Santa Rosa Beach

805 TURTLE CREEK Drive, Jacksonville, FL, 32218 — assumable FHA mortgage at 7.09%
FHA
Active
26
$330,000$37,281 equity gap
Rate
7.09%
7.32%today
Payment
$2,011/mo
$2,057today
  • 3beds
  • 2baths
  • 1,470sqft

805 TURTLE CREEK Drive, Jacksonville

Assuming a mortgage in Georgia

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
2.66%
Lowest existing payment
$555 /mo
Median cash to assume
$74,451
Michael Rizzo

Michael Rizzo

Realtor License: SA539236000

HomeSmart

mikerizzo@hsmove.com+16027902804HomeSmart logo
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eXp Realty

Equal Housing Opportunity

HomeSmart is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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